Understanding Poverty: Guiding Questions
Definition of Poverty
Poverty is a lack of income to pay for life necessities.
Examples of Kinds of Poverty
Sweat shops along the border with Mexico and life in Colonias
Former Appalachian coal mining towns
Very low wage scales in South Dakota
Harsh environment and poor infrastructure in Maine
Abandoned neighborhoods, drugs and crime, in Baltimore
Unemployment in Miami following large scale in-migration
Individuals with learning disabilities who do not qualify as disabled
Losing employment as a result of contracting breast cancer
Loss of infrastructure and educational opportunities in rural areas of the Midwest
Elderly left behind in diminishing small towns
Elderly who out live their financial resources
Job loss when an auto plant shuts down
Cut backs in child care and health insurance as companies try to stay afloat in recession
Bankruptcy of small businesses serving the wealthy in a time of wealth loss
Single mothers who lose TANF benefits due to time limits on the benefits
Immigrants without legal papers who are exploited by unscrupulous contractors
People with very low self-esteem due to a long history of abuse
Young people without a job history in a tight job market
Giving up employment to care for family members
Examples of Causes of Poverty
Inequality in pay for women
Failure to complete high school
"Urban Removal" that destroys affordable housing
Gentrification that destroys affordable housing
Instability of income in the "gray market" (hair braiding, dog walking, selling crafts, busking)
Inability to speak English
Exporting of once good-paying manufacturing jobs to Indonesia, etc.
Gaps in providing for health care (Loss of income and paying medical bills with out insurance is one of the top two causes of downward economic mobility)
Low Social Security benefits and no pensions for some retirees
Sub-prime mortgage scandal and current financial crisis
Loss of income leading to foreclosure of home mortgages
A job skill becoming obsolete due to technological changes
Money not circulating within low-income neighborhoods but being pulled out to national and big chains and multinationals (e.g. Wall Mart versus Main Street)
Isolation of Native American on reservations
Drug and alcohol addictions
Failure to invest in rural infrastructure such as rural schools or water systems
Lack of a living wage
Drought
Anomie: lack of basic life skills and participation in social networks
Lack of opportunity for ex-convicts
Divorce
Crime
Usurious credit card rates and check cashing costs
Racial discrimination in access to jobs, training, housing, insurance, etc. (or over-charging)
Limitations on union organizing
The federal debt and resistance to funding low-income programs
Family unfriendly employment policies such as high cost of child care
Poor schools in low-income areas because of dependence on local school financing
Children with only one or zero parents
Poor health practices of people with low incomes, e.g. diet of fat and sugar
Undocumented immigrants and some legal immigrants driving down pay for marginal workers.
Declining birth rates and an aging population.
Failure to invest in physical and social infrastructure
Tax policies that have sharply increased income and wealth inequality
Poor states versus rich states
Military spending that dominates discretionary spending by the federal government
Policies in some jurisdictions of cutting back anti-poverty supports with the goal of driving out unwanted low-income people
Difficulty in learning about and gaining access to available benefits
Lack of public transit access to available jobs
The employment law that requires any company providing health care benefits to any employee to provide them for all employees working more than 20 hours a week.
Guiding Questions for Understanding a Kind of Poverty
What is your definition, and what are competing definitions, of which people are experiencing the kind of poverty?
Where are these people living? (neighborhood,city/town, urban/rural, state, region, etc.)
What are the individual factors that matter (physiological, psychological, relational, educational level, family dynamics, language)?
What are the group interaction factors that matter?
What are the important resources involved?
What are the key institutions involved (governments, non-profits, professional organizations, businesses, churches, etc.)?
What are your goals, and competing goals, regarding this kind of poverty (reduction, support, research)?
What are the paths in and out of this kind of poverty?
How much do issues of stigma and shame matter?
What are the rewards for staying in this kind of poverty versus moving out?
Who benefits from this kind of poverty? (Follow the money.)
What are the historic patterns for this kind of poverty (increase/decrease, location, etc.)?
How well is this kind of poverty understood by professionals, by the general public?
Are there good programs for overcoming this kind of poverty? Is spending more money on programs an important/sufficient answer?
How much is this kind of poverty affected by business/economic factors versus individual and governmental factors?
How important are culture issues, both general cultural attitudes (racism, sexism, etc.) and sub-cultural values and conceptions of those within the kind of poverty?
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